Polar Credit is just a direct loan provider providing a revolving credit center which you can use each day to aid with your everyday spending. A merchant account you withdraw funds when you need to, with cash transferred to your bank account within minutes of approval with us lets.
We realize what truly matters to customers if they are seeking credit – an easy application that is online, a fast choice and quick usage of money. Our personal line of credit brings most of this together but in something which also is sold with a reduced interest rate when comparing to a loan that is payday.
Form
We request you to offer us with a few information about you that can help us make our financing choice, such as for instance your name, target and date of delivery with the information on your work, income and spending. The whole application procedure is completed online and, because we have been a direct loan provider, we inform you the results of the application in a matter of moments.
Our financing choice
We utilize the information which you’ve provided in your application alongside the information inside our very own database and also the information that individuals get right back from the credit guide agency which will make a quick choice on the application. It’s important you accurately fill in the application type form to ensure that we have usage of most of the right information to greatly help us 
evaluate the application. In the event that information you offer will not match our documents we possibly may need to ask for more info to keep together with your application.
Our company is a lender that is direct perhaps perhaps not a brokerage, and now we make all our financing decisions ourselves. Please simply just just take you time whenever signing up to give consideration to all of the concerns inside our application as that will help us make our choice. When the application is submitted, there is not any more waiting time and energy to find the outcome out of the online application. We shall let you know straightaway in the event that you’ve been authorized together with quantity of credit your personal line of credit happens to be authorized for.
The whole procedure occurs on the internet as well as your Polar Credit account can be acquired to work with soon after you eSign your credit contract.
Bad credit or no credit rating? We are going to you will need to comprehend your position because they are today and concentrate regarding the future.
Got a slim credit history or a poor credit rating from some bad decisions manufactured in the last? Don’t genuinely believe that a loan that is payday your only choice whenever you are searching for credit. Although we may possibly not be in a position to accept some clients whom nevertheless continue steadily to miss their repayments, individuals with defaults within the past can nevertheless be eligible for a our cheaper option to pay day loans.
Quick transfer of money
Because you need immediate access to cash at that point in time and our credit line can match the service that you would expect from some of the best online payday lenders in the UK if you need an instant payday loan it is often. As soon as your Polar Credit application is authorized funds are used in your money within seconds of you building a withdrawal demand and you will access the amount of money fleetingly a while later if you hold your bank account with one of the most significant UK banks that supports Faster re Payments.
The fee
Feels like most of the most useful top features of payday advances to date? Well, this is what we think is the best benefit of our alternate solution – the fee. Taking right out a £100 cash advance for thirty day period can run you just as much as £24 although it just costs £6.60 to borrow £100 for the period of time from us. You need to borrow for 30 days while it is not easy to find a cheap payday loan, and many people would argue that cheap payday loans simply do not exist, our service is more than 70% cheaper than a £100 payday loan from a direct lender when.